Guide
The Ten-Year Golden Visa, and the Two Routes We Work With
The UAE golden visa explained simply. What the ten-year visa gives you, and two ways to qualify: AED 2 million in property, or in a bank deposit.
Al Garhoud, Dubai
Banking that speaks
your language.
English, Urdu, Malayalam, Arabic. Business bank accounts, loans and company setup, explained in words you understand.
- 4.9
- Google rating
- 14
- Free zone authorities
- AED 0
- Minimum balance
- 4
- Languages spoken
out of 5
across 6 emirates
on the business account
English, Urdu, Malayalam, Arabic
Three things people come to us for
A UAE business account, done right
Business, non-resident and private bank accounts. We work directly with the banks, so we prepare your papers the way each bank wants them.
- We work directly with the banks and know what each one asks for
- We prepare, check and submit your papers for you
- Savings accounts for people who live outside the UAE
- We tell you first which banks are likely to accept you
Price depends on your case
The bank makes the final decision, not us. Before you pay anything, we tell you what you need and what problems may come up.
Card machine, payment link and online payments
Take card payments in your shop, by a link, or on your website. We set it up for you as an appointed channel partner for payment solutions.
- Counter and portable card machines, supplied and set up
- Payment links for businesses that sell by chat or phone
- Online card payments connected to your website or app
- We handle the application, which is the step that usually causes delays
Rates depend on your business
Card fees depend on your type of business and how much you sell. One fixed price would be wrong for most people. Ask us for yours.
Your company licence, done for you
We set up free zone companies and apply to the authorities ourselves. We are appointed by fourteen authorities in six emirates, so we pick the zone that suits your business, not the one that pays us most.
- A zone that suits where you need to do business
- Trade licence and company papers (MOA) prepared and submitted
- Fourteen authorities, six emirates, we apply directly
- We will tell you when a cheaper zone is the wrong fit
fromAED 4,888
Visa, Emirates ID and medical not included
Confirmed prices. Ask us about anything not listed here.
Where we work
14 authorities. 6 emirates.
We apply to every one directly.
As an appointed partner, we apply to the authority ourselves. This is also why you can trust our advice. If we send you to a cheaper zone in Sharjah instead of Dubai, we earn less from it.
2 authorities
Ras Al Khaimah
RAKEZ is held by our sister company, Bareq Almas Businessmen Services, not by Almas Financial Services. The team is the same.
Appointed channel partner of
Banking and payments
The banks and payment companies we work with
Some of these are direct franchise channel partners. Others are referral partners, which is a different kind of agreement. We show which is which for each one.
Direct franchise channel partner
Referral partner
One team, from the licence to the account
Many firms send you to one place for the company, another for the bank and a third for the visa. We handle everything for you, and we tell you what the bank or authority needs before you apply.
- Business banking3 servicesBusiness, non-resident and private bank accounts. We work directly with the banks, so we prepare your papers the way each bank wants them.
- Payment solutions3 servicesTake card payments in your shop, by a link, or on your website. We set it up for you.
- Finance4 servicesBusiness loans, home loans and personal loans for residents, non-residents and the self-employed.
- Company setup4 servicesWe set up free zone companies and apply directly to the authorities that appointed us. We pick the zone that suits your business, not the one that pays us most.
“We will tell you when a cheaper zone is the wrong fit.”
Questions
The things people ask us first
All prices below are confirmed. If we cannot promise something, we tell you.
Read the longer guidesWhat does it cost to set up a free zone company in Dubai?
Free zone company setup starts from AED 4,888. This covers the licence and the company registration papers, for any business activity. The visa, Emirates ID and medical are not included. They are charged for each person, not for each company.
What is included in the all-in company package?
The all-in package starts from AED 10,799 and covers any business activity. It includes the licence, the company papers (MOA), the visa, the Emirates ID and the medical. If you do not already live in the UAE, this is often the cheaper choice overall, because it includes costs you would have to pay anyway.
What does it cost to open a UAE business bank account?
We give you a price after we see your case. It depends on your situation and on which banks are likely to accept you. Before you pay anything, we tell you what you need and whether you are likely to be accepted. The bank makes the final decision, not us.
How long does it take to set up a company or open an account?
We do not promise a fixed time, and you should be careful with any firm that does. The free zone authority and the bank make the decisions, not us. Before you pay anything, we tell you what you need and whether you are likely to be accepted.
Can I open a UAE bank account if I do not live in the UAE?
Yes. If you live outside the UAE, you can open a non-resident savings account to keep and move money here. We tell you first which banks are likely to accept you, so you do not waste time on applications that will be refused.
Which free zones does Almas work with?
We are an appointed channel partner of 14 authorities across 6 emirates: IFZA, DAFZA, DWTC, Meydan, Dubai South, DMCC, SHAMS, SPC, ANC, AFZ, Masdar, RAKEZ, Innovation City, UAQ FTZ. We apply to them directly, so we can deliver what we recommend.
What documents will a bank ask me for?
It depends on whether you have a job or run your own business. If you have a job: passport, national ID, CV, salary certificate, six months of salary statements and proof of where you live. If you run your own business: passport, national ID, company profile, trade licence, six months of personal and company bank statements, and proof of address for both.
Insights
All insightsWhat to know before you spend any money
Guide
The Non-Resident's Guide to Opening a UAE Corporate Bank Account
The documents a UAE bank asks for if you have a job or run your own business. And the real reasons applications are refused.
Guide
The Real Cost of Setting Up a Business in Dubai, Itemised for 2026
What a Dubai company really costs in 2026: both options listed item by item, what each price includes, and the costs most quotes leave out.
Tell us what you need
Tell us what you need and we will tell you how to get it
We reply on WhatsApp. If something is not right for you, we will tell you honestly, even when the cheaper option is the better one.