Guide
The Ten-Year Golden Visa, and the Two Routes We Work With
The UAE golden visa explained without the myths — what ten-year residency actually gives you, and the two qualifying routes: AED 2 million in property, or on deposit.
Al Garhoud, Dubai
Banking that speaks
your language.
English, Urdu, Malayalam, Arabic. Corporate accounts, financing and company setup, explained by someone you can actually understand.
- 4.9
- Google rating
- 14
- Free zone authorities
- AED 0
- Minimum balance
- 4
- Languages spoken
from 33 reviews
across 6 emirates
on the business account
English, Urdu, Malayalam, Arabic
Three things people come to us for
A UAE business account, presented properly
Corporate, non-resident and private accounts opened with the banks we work with directly, so your file is presented the way the bank wants to receive it.
- We work with the banks directly and know what each one asks for
- Your file is assembled, checked and submitted for you
- Non-resident savings accounts for clients based outside the UAE
- We tell you upfront which banks will consider your profile
Quoted on your file
Approval sits with the bank's compliance team, not with us. We tell you what your file needs, and what it is likely to face, before you commit to anything.
Card, link and gateway — all three
Take card payments in the shop, over a link, or through your website — set up for you, as an appointed channel partner for payment solutions.
- Countertop and portable terminals, supplied and configured
- Payment links for businesses that sell over chat and phone
- An online gateway connected to your website or app
- We handle the merchant application, which is what holds most launches up
Rates quoted per business
Transaction rates move with your business type and your volume, so a single published figure would be wrong for most readers. Ask us and we will price yours.
A licence, filed directly
Free zone formation and licensing, filed directly. We hold appointments with fourteen authorities across six emirates, so the zone we recommend is chosen on your activity rather than on who pays us most.
- Zone chosen for where you actually need to trade
- Trade licence and MOA prepared and filed
- Fourteen authorities, six emirates, filed directly
- We will tell you when a cheaper zone is the wrong fit
fromAED 4,888
Visa, Emirates ID and medical not included
Confirmed pricing. Ask us for anything not listed here.
Where we file
14 authorities. 6 emirates.
Filed directly, every one.
An appointed channel partner submits to the authority itself. It is also why our recommendation carries information: when we send you to a cost-led zone in Sharjah rather than a Dubai one, we are giving up the larger fee.
2 authorities
Ras Al Khaimah
RAKEZ sits with our sister company, Bareq Almas Businessmen Services, rather than with Almas Financial Services. Same team, same file.
Appointed channel partner of
One team, from the licence to the account
Most firms hand you off: one for the company, another for the bank, a third for the visa. We do the whole file, and we tell you what each institution wants before you apply.
- Business banking3 servicesCorporate, non-resident and private accounts opened with the banks we work with directly, so your file is presented the way the bank wants to receive it.
- Payment solutions3 servicesTake card payments in the shop, over a link, or through your website — set up for you.
- Finance4 servicesWorking capital, property finance and personal lending for residents, non-residents and the self-employed.
- Company setup4 servicesFree zone formation and licensing, filed directly with the authorities we are appointed by, so the zone we recommend is chosen on your activity rather than on who pays us most.
“We will tell you when a cheaper zone is the wrong fit.”
Questions
The things people ask us first
Every figure below is one the client has confirmed in writing. Where we cannot promise something, we say so.
Read the longer guidesWhat does it cost to set up a free zone company in Dubai?
Free zone company setup starts from AED 4,888. That covers the licence and the incorporation documents for any activity. The visa, the Emirates ID and the medical are not included at that price — they are charged per person, not per company.
What is included in the all-in company package?
The all-in package starts from AED 10,799 and covers any business activity, including the licence, the MOA, the visa, the Emirates ID and the medical together. For most people arriving without existing UAE residency it is the smaller number in practice, because it includes things they were going to pay for anyway.
What does it cost to open a UAE business bank account?
We quote it against your file rather than publishing a figure, because what the work involves depends on your profile and on which banks will consider it. What we will tell you before you commit to anything is what your file needs and whether it is likely to be accepted — approval sits with the bank's compliance team, not with us.
How long does it take to set up a company or open an account?
We do not publish a turnaround time, and we would treat any firm that does with caution. Approval sits with the free zone authority and the bank's compliance team, not with us. What we will tell you, before you pay anything, is what your file needs and whether your profile is likely to be accepted.
Can I open a UAE bank account if I do not live in the UAE?
Yes. A non-resident savings account is available to clients based outside the UAE who want to hold and move funds here. We tell you upfront which banks will consider your profile, so you are not submitting applications that were never going to be accepted.
Which free zones does Almas work with?
We are an appointed channel partner of 14 authorities across 6 emirates: IFZA, DAFZA, DWTC, Meydan, Dubai South, DMCC, SHAMS, SPC, ANC, AFZ, Masdar, RAKEZ, Innovation City, UAQ FTZ. Because we file with them directly, the route we recommend is one we can actually deliver.
What documents will a bank ask me for?
Two profiles. Salaried: passport, national ID, resume, salary certificate, six months of salary statements and proof of residence. Self-employed: passport, national ID, company profile, trade licence, six months of personal and company statements, and proof of address for both.
Insights
All insightsWhat we tell clients before they spend anything
Guide
The Non-Resident's Guide to Opening a UAE Corporate Bank Account
Exactly which documents a UAE bank asks for — the salaried list and the self employed list — and the real reasons applications get rejected.
Guide
The Real Cost of Setting Up a Business in Dubai, Itemised for 2026
What a Dubai company actually costs in 2026 — both routes itemised, what each price includes, and the costs most quotes leave out.
Tell us what you need
Tell us what you need and we will tell you what it takes
We reply on WhatsApp. We will say plainly if a route does not fit — including when the answer is the cheaper one.