Business banking

Account opening with UAE banks, with your documentation prepared and presented for you.

• We work with the banks directly and know what each one asks for, which is usually the difference between an account that opens and one that stalls in compliance.
• Free zone companies — an account for the entity your licence sits in, opened at a bank that already recognises the authority that issued it.
• Mainland companies — accounts for UAE onshore entities selling into the local market.
• Subsidiary offices and branches — where the file has to satisfy a UAE bank about a parent company it cannot see, which is the part that usually stalls.
• Family offices and family foundations — accounts for the structures families use to consolidate assets and plan succession.
• Offshore companies — the hardest of the five to bank, and the one where knowing in advance which banks will look at it saves the most time.
• We open for clients of every nationality, and we specialise in the activities banks find hardest: oil refining, non-precious metal trading, gold and bullion trading, general trading, commercial brokerage and escrow accounts.
• Your file is assembled, checked and submitted for you. You are told what is outstanding rather than left to guess.

A UAE savings account for clients who do not hold residency, opened with guided documentation.

• Available to clients based outside the UAE who want to hold and move funds here.
• It is a personal account. It does not need a UAE company or UAE residency behind it, and it does not confer either.
• Balances can usually be held in dirhams and in the major foreign currencies, which is the point of the account for most people who open one — somewhere to hold funds, not somewhere to run a business.
• Day-to-day banking runs online, which is what makes the account usable when you are not in the country.
• Minimum balance requirements vary by bank and they are real. You will know what yours would be before you apply rather than after.
• Some banks need you in the UAE in person to complete the opening and some do not. We tell you which before you book anything.
• We tell you upfront which banks will consider your profile, so you are not submitting applications that were never going to be accepted.

Private banking account setup, for high-net-worth clients.

• For clients whose requirements sit above standard corporate banking — relationship management, multi-currency structures and discretionary services.
• We assess fit before making an introduction, because a declined private banking application is a slow and public thing to recover from.