Finance

Working capital against your card takings, against invoices, or as a straight cash facility.

• POS loans advance against the card volume you already process, so repayment moves with your trading.
• Invoice financing releases cash tied up in what you have already delivered and billed.
• Cash facilities for businesses with the trading history to support them.

Property finance for UAE residents and for buyers based overseas.

• We compare what the lenders will actually offer against your profile before you make an offer on a property.
• Non-resident buyers are handled routinely — the documentation is different, not harder.

Personal lending for business owners, whose income does not fit a salary certificate.

• Self-employed applications are assessed on trading history and account conduct rather than a payslip.
• We prepare the file the way the lender's credit team reads it.

Personal lending against a salary — including refinancing an existing loan onto better terms.

• Assessed on your salary certificate, your bank statements and how your existing commitments are conducted.
• Buy-out refinancing moves an existing personal loan to a lender offering better terms, where the numbers justify the move.
• We tell you what you are likely to be offered before an application touches your credit file.